Checking Accounts
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GenGold® Checking + Generations Gold® Discounts & Saving
Already a GenGold® Member? Click Here to Access the Member Site.
Live better…for less. The Coop’s GenGold® checking account affords users incredible perks and discounts both local and afar. Discover all you’re entitled to…Did we mention all this is FREE?
With GenGold® Checking you and your family are eligible to participate in the most exciting value club program in the country. GenGold® Checking offers you a whole new way to save on banking services and so much more!
Call (413) 447-7304 or visit a branch office today.
Look at the savings:
- Free Generations Gold ® Membership – The Nation’s Premier Value Club
- No Minimum Balance Required
- No Monthly Services Charges
- First Order of Checks Free
- Free Online Banking & Bill Pay
- Free E-Statements
- Free Notary Service
- Free Foreign ATM Transactions*
- Free ATM/Debit Card
- Preferred CD and Auto Loan Rates **
- Only $25.00 Deposit to Open
* Other Banks may impose a usage surcharge.
* *Subject to credit approval
Non-Interest Bearing (NIBA)
Small businesses – specifically sole proprietors and DBAs – can take advantage of the free services offered through this account as The Co-op keeps an eye out for the little guys with big dreams.
- $100.00 minimum to open account.
- $300.00 minimum daily balance required to avoid normal monthly service charges.
- $5.00 service charge per statement cycle if daily balance falls below $300.00
- 20 cents per check for checks drawn in excess of 15 when balance falls below $300.00
- Normal monthly service charges will be waived when a direct deposit is arranged through this account.
- Normal monthly service charges will be waived for customers under 19 and 65 and over.
Now Account
Why let large personal balances sit in checking accounts where they draw no interest? If you’re one that believes that your money should be making money at all times – act NOW.
- $100.00 minimum balance to open account.
- $1000.00 minimum daily balance required to avoid normal monthly service charges.
- $5 service charge per statement cycle if daily balance falls below $1000.00.
- 20 cents per check for checks drawn in excess of 15 when balance falls below $1000.00.
- Normal monthly service charges will be waived when a direct deposit is arranged through this account.
- Normal monthly service charges will be waived for customers under 19 and 65 and over.
- Interest rates are determined by market conditions and are reviewed on a periodic basis.
- Interest is credited and compounded monthly.
