Better Together ℠

Checking

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Using your own money should be easy.


Whether you want a simple checking account or one that earns interest, we have options from which to choose.  All of our checking accounts come with the Anywhere Together plus the Safe and Secure Together features that your busy life demands.

Let us help you find the perfect checking account for your needs.  Call (413) 447-7304 or visit a branch office today.

Find the Perfect Account for You

ProductBetter Together
Simple Checking
Better Together
Interest Checking
Better Together
Relationship Checking
Checks

Unlimited

Unlimited

Unlimited

Minimum to Open $25 None None
Pays Interest No Yes Yes, our best checking rates

Anywhere Together

Online Banking

Mobile Banking For iOS And Android

Telephone Banking

Text Banking

Mobile Check Deposit

Instant Issue MasterMoney Debit Card

Use Any ATM Surcharge Reimbursement*

Thousands of Free SUM ATMs

Bill Pay

E-statements

Online Banking

Mobile Banking For iOS And Android

Telephone Banking

Text Banking

Mobile Check Deposit

Instant Issue MasterMoney Debit Card

Use Any ATM Surcharge Reimbursement*

Thousands of Free SUM ATMs

Bill Pay

E-statements

Online Banking

Mobile Banking For iOS And Android

Telephone Banking

Text Banking

Mobile Check Deposit

Instant Issue MasterMoney Debit Card

Use Any ATM Surcharge Reimbursement*

Thousands of Free SUM ATMs

Bill Pay

E-statements

Safe and Secure Together

FDIC Insurance

DIF Insurance
(full balance insurance, above what FDIC pays)

Free Credit Score Monitoring

Card Valet

Overdraft Protection**

Fraud Monitoring

FDIC Insurance

DIF Insurance
(full balance insurance, above what FDIC pays)

Free Credit Score Monitoring

Card Valet

Overdraft Protection**

Fraud Monitoring

FDIC Insurance

DIF Insurance
(full balance insurance, above what FDIC pays)

Free Credit Score Monitoring

Card Valet

Overdraft Protection**

Fraud Monitoring

Monthly Fee

$8

$15

$25

Ways To Avoid Monthly Fees

1 electronic deposit
OR
1 automated withdrawal
OR
10 debit card transactions

$2,500 in all accounts combined
OR
15 debit card transactions and electronic deposits of $500 or more

$25,000 in checking
OR
$50,000 in all accounts combined

Learn More

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Call Email

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Call Email

 Download Rates

 

*Use Any ATM Surcharge Reimbursement


Use any ATM across the Berkshires and beyond. We will cover up to $15 in ATM surcharges from other banks during each statement cycle. Use the ATM that is most convenient for you. (ATM Surcharge Reimbursement is only during the statement cycles in which you "Avoid Monthly Fees" above.)

 

**Overdraft Protection


Safeguard yourself from returned checks, preserve your credit rating, and protect yourself against overdraft charges by selecting an optional Overdraft Protection service. There is no charge for any Overdraft Protection option unless you use it.

Sweep Account

Automatically transfer funds from your statement savings or tiered statement savings account to your checking account to prevent an inadvertent overdraft. You'll save because the cost is only $5 each day that a transfer is made regardless of the number of checks processed that day. The usual overdraft charge is $30 charge for every check returned for insufficient funds.

Checking Line of Credit

Automatically transfer funds when you need it from a line of credit that is linked to your account. There is no transfer charge, although you pay interest for using the line of credit. The line of credit can be used as a reserve in the event of an overdraft, or as a borrowing account.

Courtesy Pay

Sign up for Courtesy Pay. Instead of declining or returning an item for insufficient funds, we may, at our option, pay for transactions up to a total of $800 when there isn't enough money in your account. There is a $30 charge for each item paid, which is the same fee you would pay if the item had been declined or returned. You must have an active account in good standing. Ask a Customer Service representative to learn how you qualify and for a copy of the Overdraft Privilege Service Policy.

 

 

Open an Account Today

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