Using your own money should be easy.

Whether you want a simple checking account or one that earns interest, we have options from which to choose.  All of our checking accounts come with the Anywhere Together plus the Safe and Secure Together features that your busy life demands.

Let us help you find the perfect checking account for your needs.  Call (413) 447-7304 or visit a branch office today.

*Use Any ATM Surcharge Reimbursement

Use any ATM across the Berkshires and beyond. We will cover up to $15 in ATM surcharges from other banks during each statement cycle. Use the ATM that is most convenient for you. (ATM Surcharge Reimbursement is only during the statement cycles in which you "Avoid Monthly Fees" above.)

**Overdraft Protection

Safeguard yourself from returned checks, preserve your credit rating, and protect yourself against overdraft charges by selecting an optional Overdraft Protection service. There is no charge for any Overdraft Protection option unless you use it.

*** Paper Statement Fee

Sign up for E-statements through Online Banking to have the Paper Statement Fee waived.

Sweep Account

Automatically transfer funds from your statement savings or tiered statement savings account to your checking account to prevent an inadvertent overdraft. You'll save because the cost is only $5 each day that a transfer is made regardless of the number of checks processed that day. The usual overdraft charge is $30 charge for every check returned for insufficient funds.

Checking Line of Credit

Automatically transfer funds when you need it from a line of credit that is linked to your account. There is no transfer charge, although you pay interest for using the line of credit. The line of credit can be used as a reserve in the event of an overdraft, or as a borrowing account.

Courtesy Pay

Sign up for Courtesy Pay. Instead of declining or returning an item for insufficient funds, we may, at our option, pay for transactions up to a total of $800 when there isn't enough money in your account. There is a $30 charge for each item paid, which is the same fee you would pay if the item had been declined or returned. You must have an active account in good standing. Ask a Customer Service representative to learn how you qualify and for a copy of the Overdraft Privilege Service Policy.