Dream Car Loan Giveaway

Dream Car Loan Giveaway


Win Zero Car Payments for One Year!

There isn't much that tops a new car ... except for maybe no car payments for one year. 

Beginning June 21 and running through September 23, 2023, all approved car loans for new vehicles for 48-months60-months or 72-months will be automatically entered into Pittsfield Cooperative Bank's Dream Car Loan Giveaway*. Or you can enter at any branch or online by clicking here. No purchase necessary to be entered into the drawing. 

Enjoy the summer, a great car loan rate and a chance to have no payments for a year!

* Promotion is for 2022, 2023 vehicles only. Rates are accurate as of August 3, 2023. 48 monthly payments of $23.37 for every $1,000 borrowed at 5.75% Annual Percentage Rate (APR). 60 monthly payments of $19.33 for every $1,000 borrowed at 6.00% APR. 72 monthly payments of $16.69 for every $1,000 borrowed at 6.25% APR. Up to 100% financing available for qualified buyers. All loans are subject to underwriting and credit approval. No purchase necessary to be entered into the drawing. Must be 18 years of age to enter. Car loan customers will be automatically entered into the drawing. Promotion runs June 21, 2023 to September 23, 2023. Dream Car Loan Giveaway winner will be drawn on September 29, 2023.

Auto Loan Rates Auto Loan Application Contest Rules


Auto Loan Rates | Effective August 3, 2023
YearTermAPR BasePayments per $1,000APR* with autopay from checkingPayment per $1,000

72 months

6.250% $16.69 5.750% $16.45
  60 months 6.000% $19.33 5.500% $19.10
  48 months 5.750% $23.37 5.250% $23.14

APR = Annual Percentage Rate
* From a Pittsfield Cooperative Bank Checking Account
Up to 100% financing for qualified Borrower(s)


Contest Rules

  1. Eligibility: No purchase is necessary to be entered into the Dream Car Loan Giveaway Drawing. The Dream Car Loan Giveaway (the “Sweepstakes”) is open only to those who are 18 years of age as of June 21, 2023, have been approved for a car loan for a new vehicle for 48-months, 60-months or 72-months (will be automatically entered), or anyone else that signs up at any Pittsfield Cooperative Bank branch or on Sweepstakes webpage at www.pittsfieldcoop.com/CustomContent.aspx?Name=DreamCarLoanGiveaway. The Sweepstakes is only open to legal residents of Berkshire County, Massachusetts, USA and is void where prohibited by law. Employees of Pittsfield Cooperative Bank (the “Sponsor”) their respective affiliates, subsidiaries, advertising and promotion agencies, suppliers and their immediate family members and/or those living in the same household of each are not eligible to participate in the Sweepstakes. The Sweepstakes is subject to all applicable federal, state and local laws, taxes and regulations. Void where prohibited.
  2. Agreement to Rules: By participating, you agree to be fully unconditionally bound by these Rules, and you represent and warrant that you meet the eligibility requirements set forth herein. In addition, you agree to accept the decisions of Pittsfield Cooperative Bank, as final and binding as it relates to the content. The Sweepstakes is subject to all applicable federal, state and local laws.
  3. Sweepstakes Period: Entries will be accepted online starting on or about June 21, 2023 and ending September 23, 2023. All online entries must be received by September 23, 2023 11:59PM EST.
  4. How to Enter: The Sweepstakes must be entered by completing an entry form at any Pittsfield Cooperative Bank branch, or by submitting an online entry form at www.pittsfieldcoop.com/CustomContent.aspx?Name=DreamCarLoanGiveaway, and all approved car loans for new vehicles for 48-months, 60-months or 72-months will be automatically entered. The entry must fulfill all sweepstakes requirements, as specified, to be eligible to win a prize. Entries that are not complete or do not adhere to the rules or specifications may be disqualified at the sole discretion of Pittsfield Cooperative Bank. You may enter only once and you must fill in the information requested. You may not enter more times than indicated by using multiple email addresses, identities or devices in an attempt to circumvent the rules. If you use fraudulent methods or otherwise attempt to circumvent the rules your submission may be removed from eligibility at the sole discretion of Pittsfield Cooperative Bank.
  5. Prizes: Winner will receive one year of no car payments. Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by the Sponsor. No cash or other prize substitution permitted except at Sponsor's discretion. The prize is non transferable. Any and all prize related expenses, including without limitation any and all federal, state, and/or local taxes shall be the sole responsibility of the winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by winners is permitted. Acceptance of prize constitutes permission for Pittsfield Cooperative Bank to use winner's name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.
  6. Odds: The odds of winning depend on the number of eligible entries received.
  7. Winner selection and notification: Winner of the Sweepstakes will be selected in a random drawing under the supervision of the Sponsor on September 29, 2023. Winner will be notified via email to the email address they entered the Sweepstakes with within five (5) days following the winner selection. Pittsfield Cooperative Bank shall have no liability for a winner's failure to receive notices due to winners' spam, junk e-mail or other security settings or for winners' provision of incorrect or otherwise non-functioning contact information. If the selected winner cannot be contacted, is ineligible, fails to claim the prize within 72 hours from the time award notification was sent, or fails to timely return a completed and executed declaration and releases as required, prize may be forfeited and an alternate winner selected. The receipt by winner of the prize offered in this Sweepstakes is conditioned upon compliance with any and all federal and state laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSOR'S SOLE DISCRETION) WILL RESULT IN SUCH WINNER'S DISQUALIFICATION AS WINNER OF THE SWEEPSTAKES AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.
  8. Rights Granted by you: By entering this content you understand that Pittsfield Cooperative Bank, anyone acting on behalf of Pittsfield Cooperative Bank, or its respective licensees, successors and assigns will have the right, where permitted by law, without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter in perpetuity and throughout the World, your entry, including, without limitation, the entry and winner's name, portrait, picture, voice, likeness, image or statements about the Sweepstakes, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation.
  9. Terms: Pittsfield Cooperative Bank reserves the right, in its sole discretion to cancel, terminate, modify or suspend the Sweepstakes should (in its sole discretion) a virus, bugs, non-authorized human intervention, fraud or other causes beyond its control corrupt or affect the administration, security, fairness or proper conduct of the Sweepstakes. In such case, Pittsfield Cooperative Bank may select the recipients from all eligible entries received prior to and/or after (if appropriate) the action taken by Pittsfield Cooperative Bank. Pittsfield Cooperative Bank reserves the right at its sole discretion to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or website or violates these Terms & Conditions. Pittsfield Cooperative Bank has the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void entries for any reason, including, but not limited to; multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by sweepstakes rules; or the use of bots, macros or scripts or other technical means for entering. Any attempt by an entrant to deliberately damage any web site or undermine the legitimate operation of the sweepstakes may be a violation of criminal and civil laws and should such an attempt be made, Pittsfield Cooperative Bank reserves the right to seek damages from any such person to the fullest extent permitted by law. By entering the Sweepstakes you agree to receive email newsletters periodically from Pittsfield Cooperative Bank. You can opt-out of receiving this communication at any time by clicking the unsubscribe link in the newsletter.
  10. Limitation of Liability: By entering you agree to release and hold harmless Pittsfield Cooperative Bank and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers and directors from any liability, illness, injury, death, loss, litigation, claim or damage that may occur, directly or indirectly, whether caused by negligence or not, from (i) such entrant's participation in the sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof, (ii) technical failures of any kind, including but not limited to the malfunctioning of any computer, cable, network, hardware or software; (iii) the unavailability or inaccessibility of any transmissions or telephone or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error which may occur in the administration of the Promotion or the processing of entries.
  11. Disputes: THIS SWEEPSTAKES IS GOVERNED BY THE LAWS OF UNITED STATES AND MASSACHUSETTS/BERKSHIRE COUNTY WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Sweepstakes, participant agrees that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or connected with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Massachusetts/Berkshire County having jurisdiction. Further, in any such dispute, under no circumstances will participant be permitted to obtain awards for, and hereby waives all rights to claim punitive, incidental, or consequential damages, including reasonable attorneys' fees, other than participant's actual out-of-pocket expenses (i.e. costs associated with entering this Sweepstakes), and participant further waives all rights to have damages multiplied or increased.
  12. Privacy Policy: Information submitted with an entry is subject to the Privacy Policy stated on the Pittsfield Cooperative Bank Web Site. To read the Privacy Policy, click here or go to https://www.pittsfieldcoop.com/Privacy-Policy.
  13. Winners List: To obtain a copy of the winner's name or a copy of these Official Rules, mail your request along with a stamped, self-addressed envelope to: Pittsfield Cooperative Bank, 70 South Street, Pittsfield, MA 01201, USA. Requests must be received no later than September 25, 2023.
  14. Sponsor: The Sponsor of the Sweepstakes is Pittsfield Cooperative Bank, 70 South Street, Pittsfield, MA 01201, USA.
  15. This promotion is in no way sponsored, endorsed or administered by, or associated with Facebook, Twitter, Instagram, Snapchat, YouTube, Pinterest, LinkedIn or Google. You understand that you are providing your information to the owner of this sweepstakes and not to Facebook, Twitter, Instagram, Snapchat, YouTube, Pinterest, LinkedIn or Google.

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