| Potential Tax Advantages |
Interest accumulates tax-free.
Save now: You may be able to deduct your contribution (deposit) off your taxes.
|
Interest accumulates tax-free.
Save later: Pay no taxes when you withdraw at retirement.
|
| Maximum Contribution (Deposit) |
$6000 per year
($7000 for those over age 50) |
$6000 per year
($7000 for those over age 50)
|
| Types of Investments |
Savings and Certificates of Deposit |
Savings and Certificates of Deposit
|
| Minimum to Open |
$500 |
$500 |
| Eligibility |
Must have earned income (no age restriction). |
Must have earned income (no age restriction). |
| When may funds be withdrawn |
You may start to withdraw funds without penalty at age 59½.
Withdrawals before age 59½ may be subject to an IRS penalty.
You must start to take withdrawals at age 72.
|
You may start to withdraw funds without penalty at age 59½.
Withdrawals before age 59½ may be subject to an IRS penalty.
|
|
Anywhere Together (Get information on your deposit)
|
Online Banking
Mobile Banking For iOS And Android
Telephone Banking
Text Banking
Smartphone Banking Apps For iOS And Android
E-statements
|
Online Banking
Mobile Banking For iOS And Android
Telephone Banking
Text Banking
Smartphone Banking Apps For iOS And Android
E-statements
|
|
Safe and Secure Together
|
FDIC Insurance
DIF Insurance
(full balance insurance, above what FDIC pays)
Fraud Monitoring
|
FDIC Insurance
DIF Insurance
(full balance insurance, above what FDIC pays)
Fraud Monitoring
|
|
Monthly Fee
|
None |
None
|
|
Learn More
|
Call Email
Download Rates
|
Call Email
Download Rates
|
