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Business Deposit Products

Business CD's

Click here to view our current deposit rates

Certificates of Deposit (CDs)

  • $500.00 minimum balance to open account.
  • $500.00 minimum balance to receive APY.
  • Interest rates are reviewed on a weekly basis.
  • Simple interest will compound monthly on any certificate less than 1 year in length. Interest will compound continuously on certificates of 1 year or over in length. Interest will be credited to the account monthly on all certificates.
  • Accounts closed before interest is credited will not receive accrued interest.
  • Interest begins to accrue on the first business day after the banking day checks are deposited.

Transaction Limitations

Additional deposits are allowed only at maturity. Withdrawals of principal not allowed without penalty. Withdrawals of interest allowed after it is credited.

Early Withdrawal Penalties:

  • Maturity of less than 1 year: 6 months interest on amount withdrawn.
  • Maturity of 1 year or more: 12 months interest on amount withdrawn.


Personalization Settings



The Pittsfield Cooperative Bank would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to the web server.

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