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Checking Accounts

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 GenGold® Checking + Generations Gold® Discounts & Saving

Already a GenGold® Member?  Click Here to Access the Member Site. 

Live better…for less. The Coop’s GenGold® checking account affords users incredible perks and discounts both local and afar. Discover all you’re entitled to…Did we mention all this is FREE?

With GenGold® Checking you and your family are eligible to participate in the most exciting value club program in the country. GenGold® Checking offers you a whole new way to save on banking services and so much more!

Call (413) 447-7304 or visit a branch office today.

Look at the savings:

  • Free Generations Gold ® Membership – The Nation’s Premier Value Club
  • No Minimum Balance Required
  • No Monthly Services Charges
  • First Order of Checks Free
  • Free Online Banking & Bill Pay
  • Free E-Statements
  • Free Notary Service
  • Free Foreign ATM Transactions*
  • Free ATM/Debit Card
  • Preferred CD and Auto Loan Rates **
  • Only $25.00 Deposit to Open
* Other Banks may impose a usage surcharge.
* *Subject to credit approval

Non-Interest Bearing (NIBA)

Small businesses – specifically sole proprietors and DBAs – can take advantage of the free services offered through this account as The Co-op keeps an eye out for the little guys with big dreams.

  • $100.00 minimum to open account.
  • $300.00 minimum daily balance required to avoid normal monthly service charges.
  • $5.00 service charge per statement cycle if daily balance falls below $300.00
  • 20 cents per check for checks drawn in excess of 15 when balance falls below $300.00
  • Normal monthly service charges will be waived when a direct deposit is arranged through this account.
  • Normal monthly service charges will be waived for customers under 19 and 65 and over.

 

Now Account

Looking for a no frills checking account....open a NOW account today!.

  • $100.00 minimum balance to open account.
  • $1000.00 minimum daily balance required to avoid normal monthly service charges.
  • $5 service charge per statement cycle if daily balance falls below $1000.00.
  • 20 cents per check for checks drawn in excess of 15 when balance falls below $1000.00.
  • Normal monthly service charges will be waived when a direct deposit is arranged through this account.
  • Normal monthly service charges will be waived for customers under 19 and 65 and over.
  • Interest rates are determined by market conditions and are reviewed on a periodic basis.
  • Interest is credited and compounded monthly.

 

*Debit and ATM Cards are available with all of our Checking Accounts.
*Subject to underwriting standards

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