About Us


Assets                                                                                (Dollar Amounts in Thousands)
Cash and Balances Due From Depository Institutions:12/31/1612/31/17
     Non-interest Bearing Balances, Currency & Coin $4,053 $3,272
     Interest-Bearing Balances $22,582 $7,543
     Held-to-Maturity Securities $3,836 $3,753
     Available-for-Sale Securities $33,855 $38,596
Federal Funds Sold and Securities Purchased to Re-sell:  
     Federal Funds Sold  $1,423  $1,401
Loans and Lease Financing Receivables:  
     Loans and Leases, Net of Unearned Income $217,750 $219,096
     LESS: Allowance for Loan and Lease Losses ($2,048) ($1,803)
     Net of Unearned Income and Allowance  $215,702 $217,293
Premises and Fixed Assets $3,333 $3,223
 Other Real Estate Owned  $725 $609
Other Assets $19,001 $25,900

Total Assets 

$304,510 $301,590


Liabilities and Equity
Deposits:    In Domestic Offices $228,227 $235,437
                   Non-interest-Bearing  $33,733           $36,412           
                   Interest-Bearing  $194,494  $199,025
Borrowed Money $30,618 $18,766
Other Liabilities $867 $1,095
Total Liabilities $259,712 $255,298
Equity Capital:
Surplus (Exclude all Surplus Related to Preferred Stock) $3,871 $3,871
Retained Earnings $40,874 $42,151
Accumulated Other Comprehensive Income $53 $270
Total Bank Equity Capital $44,798 $46,292
Total Liabilities and Equity Capital $304,510



*This statement is unaudited and has not been reviewed, or confirmed for accuracy or relevance, by the Federal Deposit Insurance Corporation.

 Equal Opportunity Lender          Equal Housing Lender              Member FDIC               Member SIF

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