Loan Products

Home Equity Loans

Click Here for a Home Equity Application

Click Here for a Personal Loan Application

Home Equity Line of Credit

  • Offered to homeowners in amounts up to $100,000.00 based on the equity value of their residence.
  • NO application, appraisal, attorney fees, or closing costs on primary residences.
  • “Prime All-the-Time” – the rate is The Wall Street Journal Prime Rate.
  • Click Here to View Home Equity Line of Credit Rates

Home Equity Loans

Overdraft Protection

  • Available to Co-op checking account customers who wish to have a line of credit linked to their account.
  • The line of credit can be used as a reserve in the event of an overdraft, or as a borrowing account.
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VISA Platinum Credit Card 

  • Consumer Card with Rewards -Our Visa Platinum consumer credit card with rewards earns one point for every net dollar you spend. You can redeem points for merchandise, rental cars, cruises and airline travel. Airline tickets are good on any airline with no blackout dates.
  • Small Business Edition-Receive our most competitive Annual Percentage Rate (APR) with the Platinum Edition small business credit card and keep your business spending separate from your personal spending. Plus, add authorized users at no extra charge. Intended for sole proprietors and small businesses.
  • Small Business Rewards- Earn one point for every net dollar you spend. Earn points when you order from the office supply store or pay for a client lunch. You can redeem points for merchandise, rental cars, cruises and airline travel. Airline tickets are good on any airline with no blackout dates. Intended for sole proprietors and small businesses.
  • Company Expense Charge Card- Enjoy higher spending limits, authorized users at no extra charge and personal customer service located in the U.S. Intended for large corporations, non-profit organizations, municipalities, financial institutions, and small businesses. Pay-in-full account.

Apply Here!

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