Better Together ℠
Municipal Savings

 

 

Save for the future of your municpality.


Keep money out of your operating account so that you can prepare for growth or unexpected emergencies. Together we can advise you about how much and how often to save based on your goals. Pittsfield Co-op will provide sound advice, attentive service, and the right account for your needs.

Savings and Money Market Accounts
Certificates of Deposit (CDs)

Let us help you find the perfect municipal account for your needs.  Call (413) 447-7304 or visit a branch office today.

Savings and Money Market Accounts


Our savings and money market accounts provide great interest rates and immediate access to your money.

ProductBetter Together
Municipal Statement Savings
Better Together
Municipal Tiered Statement Savings
Better Together
Municipal Money Market
Deposits

Unlimited

Unlimited

Unlimited
Withdrawals and Transfers

Unlimited in person at the bank

6 per month via phone, internet or pre-authorized withdrawal

Unlimited in person at the bank

6 per month via phone, internet or pre-authorized withdrawal

Unlimited in person at the bank

6 per month via check, phone, internet or pre-authorized withdrawal

Check Writing

No

No

Yes

Minimum to Open $10 $100 $100
Pays Interest Yes, same rate for all deposits Yes, interest rates increase at higher deposit levels (tiered) Yes, interest rates increase at higher deposit levels (tiered)

Anywhere Together

Online Banking

Mobile Banking For iOS And Android

Telephone Banking

Text Banking

Mobile Check Deposit

Instant Issue MasterMoney Debit Card

Use Any ATM Surcharge Reimbursement*

Thousands of Free SUM ATMs

E-statements

Online Banking

Mobile Banking For iOS And Android

Telephone Banking

Text Banking

Mobile Check Deposit

Instant Issue MasterMoney Debit Card

Use Any ATM Surcharge Reimbursement*

Thousands of Free SUM ATMs

E-statements

Online Banking

Mobile Banking For iOS And Android

Telephone Banking

Text Banking

Mobile Check Deposit

Thousands of Free SUM ATMs

E-statements

Safe and Secure Together

FDIC Insurance

DIF Insurance
(full balance insurance, above what FDIC pays)

Fraud Monitoring

FDIC Insurance

DIF Insurance
(full balance insurance, above what FDIC pays)

Fraud Monitoring

FDIC Insurance

DIF Insurance
(full balance insurance, above what FDIC pays)

Fraud Monitoring

Monthly Fee

None

None

None 

Rates

Contact Us

Contact Us

Contact Us

 

Open a Municipal Savings Account Today

Real People. Real Service.
Banking Is Better Together.

Certificates of Deposit (CDs)


If you are able to put your money in a safe place for 3 months to 5 years, you can earn what is usually our highest savings rate.

ProductBetter Together
Certificates of Deposit
Term (Length) of Deposit

3 to 60 months

Withdrawals and Transfers

At end of term

Early Withdrawals

You can get your money anytime. However, there is a penalty if you take your money before the end of the term. 

Minimum to Open $500
Pays Interest Yes, the rate is guaranteed when your CD is held for the entire term (length of the deposit) and a minimum balance of $500 is maintained.

Anywhere Together (Get information on your deposit)

Online Banking

Mobile Banking For iOS And Android

Telephone Banking

Text Banking

E-statements

Safe and Secure Together

FDIC Insurance

DIF Insurance
(full balance insurance, above what FDIC pays)

Fraud Monitoring

Monthly Fee

None

Rates

 Download Rates

 

Open A Municipal CD Today

Real People. Real Service.
Banking Is Better Together.

 
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