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Co-op Bank and Adams Community Bank Announce Strategic Merger

For generations, Adams Community Bank and Pittsfield Cooperative Bank have served the Berkshires. In early April 2026, the Boards of Directors of both institutions unanimously approved a strategic merger.

This merger of equals brings together two community banks with nearly 300 years of combined history serving Berkshire County. Together, the combined institution will have approximately $1.5 billion in total assets, nearly 200 employees, and a network of full-service branches across the region.

Both banks are coming together with a shared goal: to continue serving the Berkshires as a locally focused community bank, with decision-making that remains here in the communities they serve.

 

What This Means for You

 

There are no immediate changes for customers.

You can continue to bank as you do today—using your accounts, visiting your local branch, and working with the same people you know and trust. Both banks will continue to operate independently until the merger is completed, and we will communicate clearly in advance of updates.

 

Looking Ahead

 

This merger reflects a shared commitment to community banking in the Berkshires. By coming together, the combined organization will have greater capacity to invest in technology, products, and services, while continuing to support local businesses, individuals, and families.

The merger is expected to be completed in fall 2026, pending regulatory approval. Additional updates, including the new name and brand, will be shared as the process moves forward.

 

Frequently Asked Questions

 

We know you may have questions. Below are answers based on what we know today, and we will continue to share updates as plans progress.

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Both banks share a long-standing commitment to community banking in the Berkshires. By coming together, the combined institution will have greater resources to invest in infrastructure, technology, and services while continuing to deliver the personal service customers value.

Nothing is changing right now. Both banks will continue to operate independently until the merger is completed, and customers should continue banking as they normally do.

No. There is nothing you need to do at this time. You can continue banking as you do today.

There are no immediate changes to your accounts. As the merger progresses, updates will be communicated clearly in advance, along with guidance on any steps required.

Branch locations will continue operating as usual during the merger process. Branches will be evaluated as part of the approval and integration process, and any updates will be communicated clearly.

Yes. The combined institution will remain locally led and headquartered in Pittsfield, with key decisions made here in the Berkshires.

The merger is expected to be completed in fall 2026, pending regulatory approval. Updates will be shared as the process moves forward.

Your existing loan terms, interest rates, and account agreements will remain the same. Future updates will be communicated clearly and in advance.

There are no immediate changes. As systems are aligned, customers will receive advance notice along with clear instructions and support.

A new name and brand are being developed to reflect the mission, history, and contributions of both organizations. Updates will be shared as the process moves forward.

Yes. Customer deposits remain fully insured in accordance with FDIC and DIF regulations.

Customers are encouraged to email us at web@pittsfieldcoop.com or contact our call center at 413-447-7304.

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